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Under a new Federal Law, consumers have the right to receive one free copy of their credit report every 12 months from the 3 leading credit bureaus Transunion, Experian, and Equifax. You have the option of checking one, two, or all three. Checking them all at once will force you to wait a whole year before your next free report. By spreading out your reports you have a better chance of catching fraudulent our inaccurate information throughout the year.
To get your real FREE credit report simply log on to:
http://www.annualcreditreport.com/
2) Then fill in the fields required in the registration. Don’t forget to type in the numbers in the green/blue box to the left of where I have circled (this is a security feature). Click Continue.
3) Next check which one of your three credit bureau’s you want to pull (You can pick all three if you want). Then Click “Next”.
6) You are now asked a couple of security questions about one of your accounts to help verify that you are actually who you say you are. After answering click “Continue”.
7) The next step is sneaky, the bureau asks if you want to buy your credit score as well. Don’t worry about this right now and just click where I have circled for your free credit report.
The bureau tries one more time to get you with additional products and services. Make sure that the “NO” boxes are checked and click “Submit”.
9)Your almost done! Now just click where it says view your credit report! Notice the total cost FREE!
10) Congratulations! Here is your Free Report! Now you can use the blue bar at the left of the screen to check all of the accounts that you have on your file! Including Negative Information, Personal Informatin, and How to Dispute items on your file!
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{ 1 comment… read it below or add one }
Thanks for this post – it finally got me off high center, and I actually ordered my report!