People ask me all the time what the motivation is behind my personal finance blog Trees Full of Money.

In the fall of 2003 I had a dramatic realization. Even with a decent income, my family and I had managed to accumulate over $90,000 of non-mortgage consumer debt. We were completely out of control and heading for disaster.

Desperate to right the ship before it sank, I got my hands on every piece of financial literature available at the local library. My family developed a plan, and within two and a half years all our debt was paid off, we had an emergency fund, and a strong down payment for our new house.

It wasn’t easy, and there were many sacrifices along the way. But the end result (being debt free except the mortgage) was one of the best things we’ve ever done.

As is the case with most financial blogs, I began Trees Full of Money as a way to share what I learned in my financial turnaround.

Instead of offering unsolicited advice when a person starts ranting about their financial situation, I now have a site that I can point people to that is available 24 hours a day for information that they otherwise might be offended hearing directly from me.

My goal is to help people cut out excessive spending from their lives, pay down their debts, and free themselves from as much financial stress as I can.

As my site has grown, I also began writing articles on alternative energy, energy use reduction, and reviews of products and books that have benefited my family.

Trees Full of Money also keeps my mind occupied while I am away from home working on an oil rig in the Gulf of Mexico, all the while improving my writing skills which admittedly are not the best.

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