Christmas Shopping Hangover: How to QUICKLY Pay Off Your Credit Cards

With Christmas over, many of us are experiencing the dreaded Christmas shopping hangover where we start coming to terms with all the spending we’ve done on our credit cards.  For many people, this can be a very depressing time filled with financial regret.

With the right plan and commitment, you can quickly pay off your Christmas shopping credit card debt.

With the right plan and commitment, you can quickly pay off your Christmas shopping credit card debt.

No matter how much money we try to budget for Christmas, there’s just something about the holiday season that makes us spend way more money than we ever intended.   Between the never ending commercials, Christmas shopping lists and overall holiday excitement, its easy to live in the moment and get carried away with our Christmas shopping.  Why wait to buy something you want when you can finance it today?

So what do we do now?  What’s the best way to pay off our credit card debt so we can start off the new year right?

Without question, the debt snowball method is the best way to work your way through credit card debt. The beauty of the debt snowball technique is that it allows you to identify the most important debt to pay off first and then works you systematically through the next debt on your list, as efficiently as possible.

Most people think that debt is a way of life and that everybody has credit card debt, but this doesn’t have to be the case.  You too can be debt free if you really what to. All it takes is a little bit of planning (using the debt snowball technique) and a lot of patience and commitment.

In fact, most people are able to completely pay off all their combined credit card debt within 6 months of starting the debt snowball plan.  You could be debt free by the summer if you really focus on getting out of debt.  How nice of a Christmas Present would that be?


Too Much Debt?  Download our free Trees Full of Money Debt Snowball Calculator and see how quickly you can pay off your debt.

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